The new housing loan announced by the MNB also includes an energy-green requirement, as the scheme will be available to those who buy or build a newly built apartment with at least a BB energy rating from October this year. The interest rate will be completely fixed over the entire term and can be up to 2.5 percent.
Like the expiring FGS, the central bank refinanced Green Home Program is expected to launch in October. Home loan for the purchase or construction of newly built dwellings with an energy rating of at least BB the interest rate will be fully fixed over the entire term and can be up to 2.5 percent. The loan amount can be up to HUF 70 million and with a maximum term of 25 years. The credit line is HUF 200 billion, and the MNB will review the program when the purchase amount of HUF 200 billion is reached.
The program provides funding for the construction and purchase of high-efficiency new flats and family houses, which is important because it is an important step towards encouraging and supporting quality housing construction.
When we talk about the renewal of the housing stock, it is not a quantitative but a qualitative renewal that is desirable, as the apartments that are being built are not only in the interests of the builders and buyers of the new apartment, writes the igylakunk.hu.
The 100-year renewal of the housing stock requires the construction of at least 40,000 homes a year, and these should be high-quality, high-energy homes.
Source: Ingatlanhírek by ingatlanhirek.hu.
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