You don’t have to put your first name on your credit card if you don’t want to


Since the adoption of § 33 in May 2020, transgender and intersex people have not had the opportunity to change their gender and name in their official documents, so they may also have difficulty paying by credit card. Several reported accusing them of stealing a credit card because their card had a name that did not match their appearance.

Earlier it was reported that one notarial deed can help transgender people with their day-to-day affairs, and now we have asked banks how they can avoid the inconvenience of using a credit card.

In connection with this issue, the Magyar Nemzeti Bank, which supervises banks, has confirmed that card providers and financial institutions

within the framework of domestic payment and other legislation, as well as the European Union legislation regulating the field, they are free to determine the data content of the bank card.

In order to clarify practical issues, we contacted nine large domestic financial institutions and asked them if they had the option of including the initials of the cardholder’s first name or a chosen first name instead of the full name on the cardholder’s documents. While all banks stated that it was not possible for the name on the bank card to differ from the name on the bank card holder’s official documents, several banks confirmed that a bank card with some form of abbreviated name would be issued at the customer’s request. In this way, the holder remains identifiable, but it is not necessary to indicate on the credit card a first name with which the holder does not identify and / or which does not reflect his appearance.

The following banks have been shown to have their names abbreviated on the bank card at the request of the cardholder: Budapest Bank, Raiffeisen Bank, Unicredit Bank.

Of course, this option is not limited to transgender people, it can be used by anyone if they indicate separately when requesting a credit card that they wish to have their first name abbreviated on the credit card.

Cover image: Getty Images


Source: Portfolio.hu – Bank by www.portfolio.hu.

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