Wholesale premium payment to non-retired SSI holders – Authors – Resul KURT


One thing that many insurers ask from time to time is the premium statement. Due to the fact that those who have paid their SSI premiums have come of age and have ended their working life, they do not have the opportunity to complete their premium days and retire. This is called wholesale.

It is valid if the total number of days to pay premiums for the insured is not sufficient to start the pension although the age has been increased for retirement. In this case, since the insured is not likely to retire, the entire invalidity, annuity and death insurance premiums paid on behalf of the insured (20% of the reported SPEK amount) are given as a lump sum upon the request of the insured.

In the Turkish Social Security System, there is no premium refund application for both Turkish citizens and foreign insured individuals that they can receive their premiums whenever they want.

It is possible for the insured to request the return of their premiums in cases where the SGK premiums are limited to wholesale and when they meet the necessary conditions due to the inability to meet the retirement conditions or other reasons.

It is possible for the insured to request the return of their premiums when they meet the necessary conditions due to the inability to meet the retirement conditions or for other reasons. If the insured has come to retirement but does not pay enough premiums, he/she can receive the premiums he/she said to SSI in accordance with Article 31 of the Law no. 5510. It is possible to give the premiums paid to the insured in the period in which they were shown as insured by the SSI in the form of a lump sum.

Articles 31 and 36 of the Social Insurance and General Health Insurance Law No. 5510 and the provisional 5th article explain how the wholesale payments will be made.

Within the scope of the 31st article of the Law no. 5510, the procedures described below are being carried out about the revival of the “wholesale” clause and within the scope of the 36th article of the Law about the revival of the “wholesale” clause.

The revival procedures of the annual total fund to be made within the scope of Article 31 of the Law No. 5510 are as follows:

Persons whose insurance terms have been liquidated by making a wholesale payment within the scope of Article 31 of the Law No. 5510,

The invalidity, old-age and death insurance premiums have been notified about them again due to being insured, or

Determining a new insurance period other than the insurance periods liquidated by wholesale payment, or

Existence of the term to be borrowed in any scope,

In such cases, it will be possible to revive the statement of only wholesale.

However, in cases where the number of new premium payment days will be gained by borrowing, the recovery request may be valid. together with the demands of revival and boron must be reported.

It should not be forgotten that In this case, revival requests are not accepted if they say only wholesale:

1. Those who are not notified of invalidity, old-age and death insurance premiums before the death claim,

2. A new insurance period cannot be determined other than the insurance period liquidated in wholesale,

3. Those who do not have any time to borrow,

Revival requests that say only wholesale are not accepted.


Source: STAR.COM.TR by www.star.com.tr.

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