The Central Bank invited banks to return funds to victims of scammers in 30 days


The Bank of Russia is preparing amendments to the law to support citizens who have become victims of fraudsters. According to one of the amendments, the term for the return of stolen money by banks will be limited to 30 days.

The Central Bank invited banks to return funds to victims of scammers in 30 days

Information on changes to 161-FZ “On the national payment system” transmits RBC with reference to the document. After the adoption of the amendments when establishing the fact of a money transfer without the consent of the client, the bank will have to return the funds to him within 30 days after the request.

As a representative of the Central Bank told the source, according to the current law, the deadlines during which banks must reimburse customers for stolen money have not been established. According to report Bank of Russia about fraudulent transactions in 2021, last year, attackers stole 13.5 billion rubles from Russians, of which banks returned only 6.8% (920.5 million rubles).

The representative of the Central Bank emphasized that the introduction of changes “is necessary to maintain a balance of interests of credit institutions and their clients.”

Vice-President of the Association of Banks of the Russian Federation Alexey Voylukov added that initially the Central Bank proposed to set a return period of two to three days, but credit organizations were against it, since during this time it was impossible to check whether “the transfer is really fraudulent or the client is trying to deceive the bank.”

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Source: RB.RU by rb.ru.

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