saving on home insurance can do you a disservice

Rainwater protection, smart device protection and landlord protection have been added to PZU home insurance. In addition, the loss of electricity sales revenue due to the destruction of solar panels will be compensated. Photo: Panthermedia/Scanpix

There are certainly places where you can save more than on the insurance contract, Kristo Úunapuu, the product manager of the insurance company PZU, finds out in the program “Construction of a private house”. If you insure the house against basic risks without home property protection, you will not be without shelter in case of an accident.

What else can be a painful revenge is the assessment of the value of home property significantly lower than it is actually worth, notes Õunapuu in a program focusing on home insurance. This means that if something really should happen, only part of the damage can be covered for the compensation, the rest will be borne by you.

“If we increase the insurance amount by half, the insurance premium will not increase by half, but by 10-15%,” explains Úunapuu and adds that this should be kept in mind when determining the amount.

What are the other nuances that people often overlook when it comes to home insurance, you can listen to in more detail on the show. We also talk about the types of insurance coverage and risks that are worth mitigating. Kristo Ìunapuu shares recommendations and gives examples of damages. The show is hosted by Mai Kroonmäe.

Source: by

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