Mir payment system cards can be added to Apple Pay this year. This is reported in a document that the payment system sent to Russian banks. Many iPhone users have been waiting for the opportunity to add Mir cards to Apple Pay since the appearance of the Apple payment service in Russia, but despite the fact that the Mir payment system appeared in 2014, and Apple Pay came to Russia in 2016, it worked only with MasterCard cards (at first), and then added support for Visa bank cards. Now iPhone owners can add also your own “World” cards and pay with them using a smartphone… However, when this happens depends only on the banks.
When the World card can be added to Apple Pay
Despite the fact that in its document the Mir payment system indicates a specific launch date – April 27It is far from a fact that Mir cards of any Russian bank can be added to Apple Pay from that date. As noted by RBC, which had the bulletin at its disposal, banks themselves will set for their customers a time limit when users will be able to link Mir cards to Apple Pay. So if your bank, for example, is not distinguished by the rapid introduction of new technologies, it can shift the date even to the end of 2021 – the time frame is not regulated by anything.
However, most large banks like Sberbank, VTB, Alfa-Bank, Tinkoff Bank and others will certainly connect Mir cards to Apple Pay as soon as the technical opportunity arises for this. Apparently, the payment system has agreed with Apple to increase its popularity with bank customers. Mir cards can already be added to Samsung Pay and Mir Pay on Android. Now the ability to add a card to Apple Pay is an important competitive advantage of Visa and MasterCard, since Russia, according to the latest data, is the second most popular Apple Pay service in the world. Russian users highly appreciated the convenience of paying with a smartphone, and many have already stopped taking wallets and physical bank cards with them when leaving home.
How to add a World card to Apple Pay
Once Mir cards can be added to Apple Pay, the linking process will be the same for Visa and MasterCard. To do this, you need to open the Wallet application and click “Add payment card”. Then scan the card or enter the data manually.
Once the activation is complete, you will see the linked card.
Is there a fee for using Apple Pay
For a client of any bank, using the Apple Pay service is completely free, whether it is Visa or Mir. Apple takes 0.05% – 0.12% commission on each transaction, but it is not you who pay, but the banks themselves.
The popularity of Apple Pay in Russia
In December 2020, a study was released, according to the results of which Russia was in the second place in the world in the number of active users of Apple Pay. The first place belongs to the USA, where, in fact, this service was born.
In the US, 0.15% of the amount of each transaction is transferred to Apple’s account; in other countries, the commission may differ significantly. In Russia, 0.05% is charged for payments made from a debit card, and 0.12% when using a credit card. And a fixed amount of 45 rubles is charged per year for each card linked to Apple Pay, regardless of its type.
The explosive popularity of contactless payment services in the Russian Federation can be explained by the fact that it is simple, convenient and even safer than the traditional method of payment by bank cards. In addition, in Russia Apple Pay immediately received support among banks, and now almost all major banks issue cards that can be added to the iPhone. In many other countries, banks were reluctant to pay Apple a commission and even sued that Apple Pay would not work for them. For example, in Australia. Do you use Apple Pay? And what about Mir cards? Share your experience in the comments or in our chat в Telegram.
Source: AppleInsider.ru — крупнейший сайт о iPhone, iPad, Mac в России by appleinsider.ru.
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