After a few difficult months for everyone, for the most fortunate now the long-awaited vacation arrives, but … in the current situation, what insurance must we take into account to be able to go on vacation without worries?
Travel insurance: your necessary ally in 2020
The borders are beginning to open and many brave people choose to contract a trip abroad, especially seeing the attractive prices of airlines They need to start improving their income.
But, what happens if the borders are closed again or some country suffers a regrowth and prohibits traveling there or maintaining a quarantine? You may have trouble canceling the trip, claim and receive a refund, especially in low cost chains.
Before all, from Rankia We currently recommend trying to book with the free cancellation option, but many times it is not available.
If this is not possible, it is advisable to take out travel insurance, especially on intercontinental or long-term trips, for which you will be protected against uncertainty by the COVID-19 and also avoid worrying about more common problems, such as loss of luggage. or flight delays. To purchase travel insuranceWe recommend that you compare between the various insurance offers currently on the market and see which coverages have the best travel insurance. You should look at coverage such as healthcare, free cancellation, repatriation, delays or protection of luggage; To find the one that best suits your needs, you can use travel insurance comparators.
Health insurance: with and without vacations?
Another insurance that we must have on our radar these months is health insurance. Although there were rumors at the start of the pandemic as to whether the coronavirus would be covered by health insurance or not, finally most health insurances have included it in their policies.
Between the advantages of taking out health insurance we can find the speed in the consultations, the personalized treatment or the choice of the doctor, not only during the vacation period, but throughout the year; and you must remember that hiring health insurance carries a grace period before you can use it. To choose the health insurance that best suits your needs, at Rankia we have a totally free comparator that depending on your age, sex and residence will offer you different options.
Home insurance, especially for the second residence
Finally, another insurance that we must take into account is home insurance: if you are one of the lucky ones who can enjoy a second residence, you should not only consider home insurance for your home, the holiday residence must also be insured (and more if you don’t usually visit it very often).
Water damage or broken glass, theft or electrical damage are some of the most frequent coverage in home insurance and that you should check that your second residence insurance covers before hiring it. As with other insurance, nothing better than Compare between various home insurance offers from the market to choose the one that best suits what you need.