What if there is an accident with a vehicle going straight while ignoring the pedestrian green light on the crosswalk and turning right? What if there is an accident where a motorcycle hits a vehicle while crossing a pedestrian crossing when the pedestrian signal is’red’? The standard was established that 100% of right-turning vehicles and motorcyclists were at fault.
The Non-life Insurance Association established and unveiled a total of 23 new atypical negligence ratio standards, such as two-wheeled vehicle accidents that occur frequently recently and a right turn accident at a pedestrian signal, on the 20th. The association plans to post the standards set up this time on the fruit ratio information portal for anyone to refer to.
The’atypical fruit ratio standard’ is not currently in the standard for acknowledging the fruit ratio, but it is organized so that consumers, insurance companies, and the legal community can refer to cases that occur frequently. If it has the nature of prior notice and its effectiveness is proven through future operations, it is included in the criteria for accreditation of the percentage of fruit.
The new standard has been established to clarify the responsibilities of the perpetrators of legal violations in order to raise awareness of traffic accidents that are concerned about personal injury and to induce traffic safety and compliance with the law. In addition, it was mainly focused on supplementing the standards for accident types that are highly controversial because it is difficult to cover minor accidents or damages.
Specifically, it included the determination of the percentage of negligence related to △ two-wheeled vehicle accident △ flashing signal intersection accident △ pedestrian signal △ road marking △ unprotected left turn. The Non-life Insurance Association explained that while setting new standards this time, it was a minor accident, but it was difficult to identify the perpetrators and victims, so it was focused on supplementing the standards for types of accidents that are highly likely to be disputed.
According to the new standards, if there is an accident with a vehicle going straight while turning right after violating the’green’ signal for a pedestrian at a crosswalk, it is a 100:0 one-sided negligence of a vehicle turning right. This is because there is no reason to expect and be cautious when a vehicle that goes straight ahead is expected to turn right in violation of the pedestrian crossing signal.
It is a fault of the motorcycle driver even when a motorcycle crosses the pedestrian crossing at a pedestrian’red’ signal, and an accident occurs with a vehicle turning left according to the straight and left turn signals. This is because there is no reason to expect and pay attention to vehicles going straight (turning left) according to the signal until the two-wheeled vehicle violates the signal and crosses the crosswalk.
At an intersection where there is no signal, it was considered a one-sided negligence to pass a vehicle that turns left before passing through the center line (turn left). According to the Road Traffic Act, passing at an intersection is forbidden, and it was judged that it was difficult to predict that a vehicle in front that was turning left at an intersection would illegally pass.
If vehicle B, which is scheduled to go straight on a straight road, overtakes bus A, which is stopping at the bus stop on the front or right side, changes its course in front of bus A, and crashes with bus A, which was departing while attempting to go straight, 40% for buses and 60% for vehicle B Of negligence is recognized.
An official from the Non-life Insurance Association said, “The standards were prepared by referring to traffic laws and recent domestic and foreign precedents through legal experts, and to secure objectivity and publicity, the standards were confirmed after consulting experts from transportation, legal, and insurance.”
Reporter Nam Jeong-hoon [email protected]
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