Hundreds of thousands of people can now get rid of execution. But many do not know

The gracious summer can only be used for debts to the state and its organizations and companies, which are enforced by a bailiff. These are most often debts for driving illegally, renting a municipal apartment or health insurance. However, the waiver also covers debts for waste, concession fees, hospital care, energy and other payments. Home Credit and Air Bank have also voluntarily joined the event, and Česká spořitelna also plans to join. The debt must not be insolvent and must contact the executor themselves that they want to take this opportunity.

“I am personally convinced that this three-month period can be mutually beneficial. That is, for debtors who have a real interest in repaying their debts and getting rid of foreclosure, but an expensive problem for them is often accessories, which often amount to several times the original debt, “says People’s Deputy Marek Výborný, who was one of the initiators of the event. . “In addition, there is a chance for cities and municipalities and other creditors to repay the original debt and get their money back, which would never happen to many debtors in a standard situation,” he added.

According to politicians and experts, it is now crucial that debtors even know about this possibility. “It affects more than 300,000 people. However, some of them will not know and the other part will not have to pay the principal. To be clear, this is not a debt amnesty. One has to pay the original debt, then the accessories will be forgiven, “points out Daniel Hůle from People in Need. “Honestly, I’ll be happy when tens of thousands of people take advantage of it. Even so, it is an unprecedented opportunity, “believes Hůle.

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The gracious summer is facing a number of critics, especially from executors, who consider the event to be unsystematic. According to them, a comprehensive solution protects even those who do not deserve it. According to the Bailiffs’ Chamber, the fee of approximately nine hundred crowns for conducting execution does not correspond to the actual costs, which are said to be about four times higher. “Bailiffs cover all costs from their own, they do not receive anything from the state budget. And now we cannot even recover the real costs that we incurred with the management of these executions, “said the head of the chamber, Jan Mlynarčík.

Proponents of the event criticize executors for trying to circumvent the law. “Together, we must take a firm stand against all the activities of some executors who are looking for ways to avoid the Merciful Summer,” said MP Patrik Nacher (YES), who co-presented the law. For example, according to Hůle, the Prague executor Juraj Podkonický allegedly charges a double surcharge for conducting the execution, ie less than two thousand crowns.

“Another executor says that the debt must be paid only by the debtor, not a third party. Debtors often do not have accounts and we are already preparing a donor database, where donors will pay directly to the executors, and suddenly someone pretends that if someone else pays, it will be unusable. It’s really absolutely unbelievable, “added Hůle.

The situation is also unclear with health insurance companies. For example, the General Health Insurance Company insists that by law the penalty belongs to the principal and will enforce it even when using the Merciful Summer. After much criticism from deputies, the insurance company stated that it was waiting for a statement from the Ministry of Justice on the interpretation of the law. The director of the insurance company, Zdeněk Kabátek, said that otherwise an amendment to the law would be necessary. VZP owes about a quarter of a million people to almost thirty billion crowns, more than half of this amount is a penalty.

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