Five financial misconceptions that will lead to loss of profits are named


Associate Professor of the Department of Finance and Prices of the PRUE G.V. Plekhanova Diana Stepanova named five misconceptions about finance, because of which you can lose your profit.

Five financial misconceptions that will lead to loss of profits are named

Newbie investors are often held captive by common stereotypes told she is to the Prime agency.

One of the delusions of novice players is to wait for the right moment for investments: accumulation of initial capital, receiving a salary increase, changing jobs, and so on. However, they never get down to the actual process.

Russians are also fearful of risks to consider reliable and liquid investment options, for example, OFZ.

Still, according to her, they do not want to get involved with social and other tax deductions, do not take mortgage loans, but are trying to save up cash to buy an apartment. And if they decide to get a loan, they also agree to the additional services of the bank, thinking that this is the only way the bank will approve the loan, added Stepanova.

Citizens agree to additional paid services that accompany loans, presenting them as a prerequisite for loan approval, but many services imposed by banks, including insurance, can and should be refused without deteriorating the terms of the financial contract.

According to the law, credit institutions do not have the right to impose on another when you purchase one product.

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Cover photo: alexkich / Shutterstock


Source: RB.RU by rb.ru.

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