Fiat 500X promotion, why it pays off and why not

Fiat offers continue for the month of November, with unique characteristics compared to other proposals of the period: for example, the absence of advance payments, the overestimation of used vehicles, or the lower installments for the first year.

Let’s look at some sample amounts on one Fiat 500X in Cult version, with the 1.0 120 HP petrol engine. The list of 22,100 euros drops to 18,500 euros, or to 16,500 euros with adhesion to the loan. An exchange is mandatory, but not scrapping: Fiat undertakes to offer 1,000 euros more than the market value, under the conditions envisaged.

The payment of an advance is not foreseen, and therefore 12 monthly installments are paid from 174,57 euro; the subsequent installments are instead 84 of 246.78 euros (TAN 6.85%, APR 8.55%). The amounts include the installment collection costs, equal to 3.5 euros, while the loan covers the entire cost of the 500X: therefore there are neither maxi final installments, nor kilometer limits.

The order of the car online allows some advantages: the possibility of canceling the order or returning the car within 14 days of delivery, and two coupons included in the price.


The offer on this 500X is in line with the other Fiat proposals of November, and is in some way calibrated on a somewhat dull market: the advance is not paid, the first year is less burdensome than the following ones, the car in trade-in is overvalued in addition to the initial discount. In addition, the amount is fully financed, and therefore at the end of the payment the car is ours.


The main limitation of these offers is the length of the financing period, 96 months, that is 8 years, well beyond the presence of the car in the price list. Pay attention to the financial charges, and to the accessories already mounted in the available cars.

In summary

Model (example)

Fiat 500X Cult 1.0 120 CV Euro 6d


Price contribution


November 30, 2021


22.100 euro

Discounted price list

16,500 euros, 18,500 euros without financing

Additional services

Up to 1,000 euros of overvaluation of used vehicles; with online order, two coupons included in the price


Zero advance


12 monthly installments of 174.57 euros, 84 monthly installments of 246.78 euros





Maxi rata finale (VFG)

Not expected

Mileage limit

Not expected

Limitations and conditions

Valid in case of exchange; the evaluation of used vehicles is based on the state of use of the car, the kilometers traveled and the year of registration

Source: Italia – News by

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