We are witnessing, from year to year, changes in weather conditions and very frequent weather disasters that affect our country, and thus agricultural producers and their crops, livestock, facilities, in various ways. Directly or indirectly. Therefore, the question of the necessity of insuring them arises. From year to year, according to data from the field, the number of insured persons is growing, but it is extremely small in relation to the number of agricultural producers engaged in various agricultural production.
In order to reduce the risks in their production, farmers should insure their production as much as possible. It is necessary to work on raising the awareness of our agricultural producers that they accept insurance as a necessary investment and not as another in a series of costs. This is especially important for those whose level of investment in production is higher, so their interest in insurance should be higher.
Also, farms engaged in specialized production (fruit plantations, dairy cows, fattening, etc.) should not allow natural disasters to destroy their entire production and leave them without income.
It should be noted that some local governments see the importance of insurance and include in their agricultural support program a measure of insurance support in a certain percentage, which when added to the percentage of state support is not negligible. Therefore, the conclusion is that by insuring crops and animals, agricultural producers would significantly reduce the production risks of their production and make it more certain.
Source: Bolja Zemlja by www.boljazemlja.com.
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