Consider insurance for all your mobile devices

Article written in partnership with Carrefour

It’s not just insurance for the smartphone, which arguably comes to mind the most immediately. With the explosion of mobile devices in homes, it is also possible to subscribe to a mobile device insurance more exhaustive. A more judicious choice in this area for those who want greater peace of mind.

With a procedure facilitated directly online, this is what Carrefour Assurance offers via an Insurance Multi Nomades which covers the vol (not the loss), the material damage (unintentional breakage) and theoxidation (corrosion by chemical effect of the components) caused to the insured devices. No limitation on the number of insured devices, even if the wide panorama is not necessarily complete.

These devices can in fact be laptops, portable audio and video players, GPS devices, touch tablets, e-readers, portable game consoles, cameras and camcorders, in addition to smartphones or even more basic cell phones.

For these types of devices, the insurance covers any device less than three years old on the date of the accident, bought new but also reconditioned to new within the European Union. In the event of a claim, it will suffice to produce a purchase invoice. It is therefore not necessary to list everything beforehand.

All devices combined, there is a limit to two claims per insurance year. During compensation, a deductible of 15% of the purchase value of the device is applied and deducted from the compensation. As part of a Essential formula at € 14.90 per month, compensation is up to € 400 per year for claims on smartphones and up to € 800 per year for other mobile devices.

A Serenity formula is € 19.90 per month for compensation of up to € 650 per year on smartphones and up to € 1,500 per year for other devices. Note that each time, there is an intervention threshold of € 25 per claim. Membership can of course be terminated at any time at the end of the first year of insurance, by sending a notification letter.

From € 5.90 per month, Carrefour Assurance also offers a Mono Nomad Insurance to cover a nomadic device (not for oxidation) and a Mono Phone Insurance to cover a smartphone (also without the corrosion part of the components).

Source: GNT – actualités by

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