It is wear warning. The criminal phenomenon is the one perceived to be the greatest increase by entrepreneurs in the service sector: it is, in fact, considered to be growing by 27% of companies and in the South this level rises to 30%. It is followed by illegal (22%), racketeering (21%) and theft (21%). 30 thousand micro and small companies in the service sector and public businesses are at high risk of usury. But if you look at the companies that have declared that they have not obtained the desired credit from the banking system, the number of potential victims, in 2021, rises dramatically to 273,682. This is the photograph taken by Confcommercio in the investigation on “Usury and illegal phenomena” released on the occasion of the ninth edition of ‘Legality we like’.
In addition to being perceived as the crime that increases the most, usury is also a phenomenon that penalizes business development and slows down growth. In general, the illegal phenomena had a cost of 22 billion euros in 2021, if we consider only the direct losses in turnover. Adding the higher charges for defensive expenses and other excess charges, compared to a crime-free situation, the figure rises to nearly € 31 billion. Cybercrime costs are also growing strongly: the annual loss is 6.3% for turnover which translates into 4.7 billion less value added. Almost 200,000 regular jobs are at risk every year.
Almost 12% of companies in the service sector perceive a worsening of safety levels in 2021. The figure is more pronounced in large cities (16.2%), in the South (16.6%), for businesses in the retail sector. food retail (15.1%) and hotels (20%). The Confcommercio survey shows that 11% of entrepreneurs have had direct news of episodes of usury or extortion in their area of activity. 17.7% of entrepreneurs are very concerned about the risk of exposure to usury and racketeering. A fear that is higher in large cities (22%), in the South (19.1%) and for non-food retail businesses (20%).
Faced with usury and racketeering, 58.4% of entrepreneurs believe that one should report, 33.6% declare that they would not know what to do, 6.4% think they cannot do anything. The figure is more marked in the South where a sort of polarization of behavior is detected, with greater emphasis on both entrepreneurs who would file a complaint (66.7%) and those who, on the contrary, would not know what to do (41%) or who think that there would be nothing to do (9.1%). A dichotomy probably determined by the greater exposure to criminal phenomena in the South than in the North. A lower propensity to report is recorded in medium and large cities (around 52% of entrepreneurs who report the report), while in inhabited centers with less than 10 thousand inhabitants the inability to react with respect to these phenomena is more pronounced (the 42.1% of entrepreneurs say they would not know what to do).
Overall, the crimes have been decreasing for over a decade – explained the director of the Confcommercio Research Office, Mariano Bella – and for reasons of limitation to production activities they are generally in decline, in sharp decline, also in 2020, for the same reason, they appear to grow in 2021, a growth that however almost never brings the trend back above the levels of 2019. considered, computer scams, on the other hand, are always and in any case, pandemic or not, in constant and strong growth for small and medium-sized enterprises.
Looking at the absolute levels, it can be seen quite well – added Bella – that the complaints for usury are necessarily lower than the real dimension of the phenomenon: 156 cases a year are frankly very few. If this were true, this number would not make sense all the attention that the police, the judiciary, the justice system as a whole and civil society even more generally, which devote to the issue of usury. There is, therefore, a problem of under-reporting.
Source: RSS DiariodelWeb.it Economia by www.diariodelweb.it.
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