BTN Prepares eTPPAD Service for Army Soldiers – Indonesian Army soldiers (TNI AD) can now own a house through the Home Ownership Credit (KPR) facility owned by PT Bank Tabungan Negara (Persero) Tbk. with just the touch of a finger. This facility is offered by Bank BTN through the e-Savings application for TNI AD Personnel Housing (eTPPAD).

Deputy President Director of Bank BTN Nixon LP Napitupulu said this facility is one of the facilities offered by the company in line with its commitment to support the fulfillment of housing needs for state soldiers.

“We are committed to supporting TNI AD officials who care about the housing needs of TNI AD soldiers. Through eTPPAD, members of the Indonesian Army can not only own a house easily, but we also provide complete financial services that prioritize transparency,” said Nixon on the sidelines of the launch. eTPPAD in Jakarta, Sunday (21/11).

There are various features that TNI AD soldiers can enjoy through this new application. Among them, the eKPR feature that makes it easy for every Indonesian Army soldier to apply for a TNI mortgage, from looking for property, simulating credit, to applying for credit online. This feature connected to the application not only provides complete housing information throughout Indonesia, but also offers a faster process.

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eTPPAD also has an eTPP feature that will make it easier for every Army soldier to see the mandatory Army Housing Compulsory Savings (TWP AD) contribution. The military or Civil Servants (PNS) of the TNI AD can also monitor savings online and in real time through the eTPP feature. Product features and locations on eTPPAD also allow Indonesian Army soldiers to explore various Bank BTN products and the nearest office network.

“We ensure that with this application, the management of the TNI AD personal housing savings will be more monitored and transparent,” said Nixon.

Meanwhile, in line with the commitment to support the fulfillment of housing for Indonesian Army soldiers, Bank BTN stated that it is ready to finance up to 10,000 units of housing for soldiers every year. Two schemes are prepared by the company to achieve the target, namely, first, Bank BTN offers the TWP AD KPR program which has cheaper installments over long terms and low interest rates. KPR TWP AD provides an interest rate of 5.25%, a term of up to 30 years, and a down payment from 0%. For this mortgage program, bank BTN allocates the realization of distribution ranging from 1,500-3,000 units per year.

Second, KPR Housing Financing Liquidity Facility (FLPP) with 5% interest rate, 1% down payment, and Rp4 million down payment assistance. For this mortgage scheme, BTN allocates the realization of distribution ranging from 7,000-8,500 units per year.

“With our 45 years of experience meeting the needs of the Indonesian nation’s homes through KPR BTN, we believe we will be able to optimize the great trust of the TNI AD to Bank BTN,” Nixon concluded.

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Source: – Berita Terbaru Bisnis, Ekonomi, Investasi Indonesia by

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