an exceptional offer to start investing your savings online

Article written in partnership with Mon Petit Placement

The mistrust that the French have when it comes to money on the Internet or on smartphones is gradually fading. A situation that we see when the majority of French people now manage their bank accounts from mobile applications and it is becoming increasingly simple to adopt contactless mobile payment solutions.

The next step comes in the form of apps that can help users invest and manage their money. On this ground, the Lyon fintech My Small Placement promises a revolution with its dedicated mobile app.

The company thus makes three main observations of the market:

  • The French are little or poorly informed about investing money and managing their savings
  • Banks too often offer unsuitable or poorly remunerative investments and in fact, little encourage their customers to invest their money. This finding is all the more relevant since the locking of the rate of the livret A at 0.5%.
  • Finally, for many French people, investing their money is considered risky or reserved for people with substantial savings.


Based on this analysis, My Small Placement is presented as a solution that allows everyone to easily invest their savings while taking advantage of products usually reserved for the most important customers of banks.

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300 euros is the minimum amount from which it is possible to benefit from an investment via the application. Everything is simplified for the user: just create an account and transfer the savings to be invested. The first placements are made in just 10 minutes, the evolution of the placement can then be viewed in real time.

The products offered are carefully selected by the experts of My Small Placement. It is possible to make tailor-made investments, depending on the risk chosen and the expected return. Four portfolios are offered by the French fintech, from the least efficient to the most efficient, to allow everyone to diversify their savings according to their own objectives.

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Another option offered to investors, the choice of investments by theme: we can thus promote investments in technology, climate, equality, health, equality, employment …

Good news: the invested funds are not blocked. Although it is recommended to keep your investments for a minimum period, it is possible to withdraw your money at any time. It is also possible to redirect your investments towards other investments.

Personalization is at the heart of the experience: registration is carried out on a questionnaire allowing experts to define the profile of each user. A personalized video is then proposed to indicate the best strategy to adopt.

My Small Placement offers a 100% secure interface with maximum protection of banking and personal data. Assistance is also available in French via a dedicated chat or by phone.

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At last My Small Placement does not charge any entry or exit fees and is only remunerated by performance: a commission is only charged if your investments are profitable, and the fees only apply to performance and not on the total amount recovered.

To better discover the offer of My Small Placement, you can benefit from a 30% reduction in performance commissions during the first year, just register with our partner code NT30!, the inscription is doing at this address.


Source: GNT – actualit├ęs by www.generation-nt.com.

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